The first step is typically getting pre-approved for a mortgage loan. This will help you understand your budget and make your home search more focused.

Consider factors such as location, schools, amenities, and your daily commute when choosing a neighborhood. Research and visit potential areas to get a feel for them.

A comprehensive home inspection should cover structural integrity, electrical systems, plumbing, HVAC, and other crucial components. It helps identify any potential issues with the property.

Negotiating the price involves researching the market, making a competitive offer, and being prepared to counteroffer. Your realtor can provide valuable guidance in this process.

Closing costs are fees associated with the home purchase, including lender fees, title insurance, and more. Both the buyer and seller can negotiate who pays which closing costs.

The timeline varies, but it typically takes 30-45 days from offer acceptance to closing. Delays can occur due to financing, inspections, or other factors.

While not required, having a real estate agent can provide valuable expertise, negotiation skills, and guidance throughout the home buying process.

Pre-qualification is an estimate of how much you can borrow based on basic financial information. Pre-approval involves a thorough review of your financial history and is a stronger commitment from a lender.

It's possible, but it can be challenging. You may need to work on improving your credit score or explore alternative financing options.